About

Andris Škutāns

My name is Andris Škutāns. I run JournalLedgers.com — a cash flow forecasting service for small and medium businesses across the EU and UK.

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20+ Years
In accounting and financial analysis
EU & UK
Geographic focus — owner-managed businesses
Long-Term Focus
Built on fair and sustainable client relationships
Background

I have worked in accounting for over 20 years. In that time, I have seen the same problem repeat itself: business owners look at the bank balance and think everything is fine. Then a large payment goes out, a client pays late, and suddenly there is not enough cash to cover the basics.

That is why I focus on forecasting — not just recording what happened, but helping you see what is coming.

You do not need to understand accounting to work with me. You just need to know what your business needs to survive and grow.

I am committed to building long-term client relationships based on trust, fairness, and mutual benefit.

Andris Škutāns
Cash Flow Forecasting · Managerial Accounting

See my full professional background, work history, and client endorsements on LinkedIn.

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One contact, start to finish. You deal directly with the person doing the work — no account managers, no handoffs.
Fixed price, agreed upfront. Scope and cost are defined before any work begins.
Plain language alongside the numbers. Every model includes written commentary — what the numbers mean and what to do next.
Published work

Books on finance and business

Practical guides written for accountants, analysts, and business owners who want to understand not just what goes where — but why.

Published work — Book 1
Cash Flow Statement: Understanding and Preparation Under IFRS and US GAAP

A practical guide to the cash flow statement, covering operating, investing, and financing activities. Written for accountants, analysts, and business owners who want to understand not just what goes where, but why. Covers both indirect and direct presentation methods, complex transaction classification, and the most common mistakes to avoid.

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Published work — Book 2
Mastering the 13-Week Cash Flow Forecast

A step-by-step guide to building and maintaining a 13-week rolling cash flow forecast. Covers how to structure the model, map inflows and outflows, update actuals weekly, and use the forecast to make operational decisions — not just report on the past.

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Published work — Book 3
Validate Before You Build: A Guide for Service-Based Businesses

A practical guide for service-based business owners on testing demand before committing resources. Covers how to validate a service offer, price it correctly, and confirm there are paying clients — before investing time or money in building the delivery infrastructure.

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Ready to see what your
financial position looks like in the coming weeks?

Describe the financial problem you are trying to solve, or the decision you are trying to make. A short email is enough — I will reply with what would be useful, what it includes, and what it costs.

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